DIRECT PAY TERMS OF SERVICE
Last Modified: August 30, 2022
1. Your Acceptance
Welcome to the Direct Pay Terms of Service. This is an agreement (“Agreement”) between Direct Pay Healthcare, L.L.C. (“Direct Pay”) the owner and operator of the website https://www.directpayhealthcare.org/ and the Direct Pay directory, mobile application, components, Direct Pay Content (defined below), and any associated services offered (collectively the “Platform”) and you (“you”, “your”, or “User”) a user of the Platform. Any content owned by Direct Pay made available to you on the Platform shall be referred to as “Direct Pay Content”.
PLEASE BE AWARE THAT THERE ARE CLASS ACTION, ARBITRATION, AND PAGA PROVISIONS CONTAINED IN THIS AGREEMENT.
Throughout this Agreement, the words “Direct Pay,” “us,” “we,” and “our,” refer to our company, Direct Pay, as is appropriate in the context of the use of the words.
By clicking “I agree”, subscribing to the Platform, or accessing or using the Platform you agree to be bound by this Agreement and the Privacy Policy. We may amend our Agreement or the Privacy Policy and may notify you when we do so. If you do not agree with any changes, please cease using our Platform immediately.
2. Platform and Registration
Users may access the Platform as permitted by us. Where required, Users must register on the Platform before accessing portions of the Platform. During registration, your information will be collected and disclosed in accordance with our Privacy Policy. You are required to provide truthful, up-to-date, and accurate information when registering for our Platform and you must be over the age of 18 to register and create an account. We reserve the right to verify all User credentials and to reject any users. You are entirely responsible for maintaining the confidentiality of your password, account, and for any and all activities that occur under your account. You agree to notify Direct Pay immediately of any unauthorized use of your account or any other breach of security. Direct Pay will not be liable for any losses you incur as a result of someone else using your password or account, either with or without your knowledge. Each User is only entitled to one account and users may not share accounts with any third parties.
3. Platform Ownership
In accordance with this Agreement, we may provide you access to the Platform after registration along with payment as applicable. Where you purchase a subscription, your Platform access is sold as a licensed subscription (“Subscription”) and your Subscription does not entitle you to any ownership of the Platform. As a user of the Platform you merely receive a non-exclusive, limited, non-assignable, and fully revocable right to access the Platform at our discretion. You acknowledge that the structure, organization, and code of the Platform, any hosted services, and all related software components are proprietary to Direct Pay and/or Direct Pay’s licensors and that Direct Pay and/or its licensors retains exclusive ownership of the Platform, any documentation, information and any and all other intellectual property rights relating to the Platform, including all modifications, copies, enhancements, derivatives, and other software and materials developed hereunder by Direct Pay. You shall not remove any proprietary, copyright, trademark, or service mark legend from any portion of any of the Platform, including any modifications, enhancements, derivatives, and other software and materials developed by Direct Pay. All rights not expressly granted in this Agreement are reserved for us. You may only access the Platform as permitted by us and please be aware that we are not responsible for any User Content (defined below) encountered on the Platform, whether posted by you or any other person.
4. Direct Pay Content
ALL DIRECT PAY CONTENT FOUND ON THE PLATFORM IS FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NO INFORMATION FOUND ON THE PLATFORM SHOULD BE CONSIDERED MEDICAL OR HEALTH ADVICE OF ANY SORT. Direct Pay does not endorse or warrant any Direct Pay Content encountered on the Platform including but not limited to any materials, recordings, media, information, or other content. All Direct Pay Content is offered “as-is” and without warranty of any kind. Please be aware that Direct Pay Content may be inaccurate, untimely, or contain errors. You solely are responsible for your use of any Direct Pay Content and you agree to release us from any liability related to your use of any Direct Pay Content.
If you are experiencing a medical emergency or a life threatening medical issue please call 911 or contact your doctor or medical care professional immediately. Do not delay receiving treatment for any health or medical issues due to any information found on our Platform. THE PLATFORM DOES NOT PROVIDE MEDICAL OPINIONS, CARE OR ADVICE AND DOES NOT PROVIDE FORMAL MEDICAL DIAGNOSIS, TREATMENT, OR PRESCRIPTIONS. DIRECT PAY DOES NOT AND DOES NOT INTEND TO PROVIDE MEDICAL EVALUATION, MEDICAL SERVICES, MEDICAL OPINIONS, OR ACT IN ANY MANNER AS A PHYSICIAN, OR MEDICAL CORPORATION, AND HAS NO RESPONSIBILITY OR LIABILITY FOR ANY MEDICAL ADVICE OR MEDICAL OPINIONS RENDERED BY ANY USERS ON THE PLATFORM.
5. Users and Subscribers
Please be aware that you are solely responsible for any interactions with any other users or third parties encountered on the Platform including any Subscriber. THE USER AGREES TO HOLD DIRECT PAY FREE FROM RESPONSIBILITY FOR ANY LIABILITY OR DAMAGE THAT MIGHT ARISE OUT OF YOUR ACCESS TO OR INTERACTIONS WITH ANY OTHER USER OR SUBSCRIBER. DIRECT PAY IS NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY OTHER USER OR SUBSCRIBER, AND WILL NOT BE LIABLE FOR ANY CLAIM, INJURY OR DAMAGE ARISING IN CONNECTION WITH ANY OTHER PARTY ENCOUNTERED ON THE PLATFORM. DIRECT PAY DOES NOT INTRODUCE, ENDORSE, OR OTHERWISE WARRANT ANY USERS OR THIRD PARTIES ENCOUNTERED ON THE PLATFORM AND DOES NOT UNDERTAKE ANY BACKGROUND CHECKS OR CREDENTIAL CHECKS FOR ANY USERS. Any opinions, advice, or information expressed by any third parties are those of the individual and the individual alone and they do not reflect the opinions of Direct Pay. Direct Pay does not verify or warrant any information posted by any third parties. Any agreements entered into between you and any party (including any Subscriber) are solely between the parties and Direct Pay is not a party to such agreements. User shall indemnify and hold harmless Direct Pay from any claims related to any other users (including Subscribers) of the Platform in accordance with this Agreement. Please be aware that any agreements entered into between a Subscriber and any user may not abridge any contractual rights of Direct Pay as set forth within this Agreement. A Subscriber is solely responsible for resolving any issues with any users including but not limited to issuing any refunds, credits, or other re-payment where applicable and Direct Pay cannot assist Users in resolving any issues with a Subscriber. If you have any issues with any Subscriber while using the Platform, please contact the Subscriber to resolve such issue.
6. Privacy Policy
We value your privacy and understand your privacy concerns. Our Privacy Policy is incorporated into this Agreement, and it governs your submission of information to our Platform. Please review our Privacy Policy so that you may understand our privacy practices. All information we collect is subject to our Privacy Policy, and by using the Platform you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.
7. User Content
A User’s ability to submit or transmit any information through the Platform, including but not limited to user information, data, recordings, written content, images, videos, or any other information will be referred to as “User Content” throughout this Agreement. Direct Pay is not required to host, store, display, migrate, or distribute any of your User Content and we may refuse to accept or transmit any User Content at our discretion. You agree that you are solely responsible for any User Content submitted and you release us from any liability associated with any User Content submitted. Any User Content found to be in violation of this Agreement or that we determine to be harmful to the Platform may be modified, edited, or removed at our discretion.
When submitting any User Content to our Platform you represent and warrant that you own all rights to the User Content, you have paid any fees to use or license the User Content, or you otherwise have the permission and right to use any User Content. Furthermore, you represent and warrant that all User Content is legal and the User Content does not interfere with any third party rights or obligations.
When you submit any User Content to us, you grant Direct Pay, its partners, affiliates, Users, representatives and assigns a non-exclusive, unlimited, fully-paid, royalty-free, irrevocable, world-wide, universal, transferable, assignable license to display, distribute, store, broadcast, transmit, reproduce, modify, prepare derivative works, or use and reuse all or part of your User Content as required by us. Direct Pay has no liability to you for any User Content including all data, information, copy, images, URL names, and anything else submitted by you or any third parties using the Platform. Specifically, Direct Pay shall not be liable for any errors related to any User Content. We reserve the right to remove, delete, modify, screen, edit, or refuse any User Content for any reason or no reason, and with or without notice to you.
8. Additional Guidelines for User Content
. When submitting any User Content, you agree to the following:
● You agree that User Content submitted is truthful, up-to-date, and accurate;
● You agree not to submit any User Content that contains any confidential information;
● You agree not to submit any User Content that contains hate speech or promotes or condones violence against individuals or groups based on race or ethnic origin, religion, disability, gender, age, nationality, veteran status, or sexual orientation/gender identity;
● You agree not to submit any User Content that violates our internal content policies;
● You agree not to submit any User Content that may violate the Health Insurance Portability and Accountability Act or any relevant United States’ federal, state, or local laws;
● You agree not to submit any User Content that is considered spam or politically controversial; and
● You agree not to submit any User Content that may be considered: misleading, unlawful, defamatory, obscene, invasive, threatening, or harassing.
If you have violated any of our User Content Guidelines or if we believe that any User Content may harm the Platform, your access to the Platform may be suspended or terminated.
9. Monitoring User Content
Direct Pay shall have the right, but not the obligation, to monitor all User Content on the Platform at all times, to determine compliance with this Agreement and any guidelines established by us. Without limiting the foregoing, Direct Pay shall have the right, but not the obligation, to remove or disable access to any User Content at its sole discretion.
10. Information Generated
Direct Pay is not responsible for any information generated via the Platform including any User Content. User understands and agrees that all information generated by the Platform is dependent on the information contained in any User Content submitted by you and you are solely responsible for that information. THE USER AGREES TO HOLD DIRECT PAY FREE FROM RESPONSIBILITY FOR ANY LIABILITY OR DAMAGE THAT MIGHT ARISE OUT OF YOUR USE OF THE PLATFORM OR RESULTS GENERATED. DIRECT PAY WILL NOT BE LIABLE FOR ANY CLAIM, INJURY OR DAMAGE ARISING IN CONNECTION WITH YOUR USE OF THE PLATFORM. Direct Pay does not warrant any results, guarantee, endorse, or recommend any information generated and your use of such information generated is at your own risk.
11. Use of the Platform
When using our Platform, you are responsible for your use of the Platform. You agree to the following:
● You may not attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Platform;
● You may not use automated bots or other software to send more messages or upload files through our Platform than humanly possible;
● You may not decompile, reverse engineer, disassemble, modify, rent, sell, lease, loan, distribute, or create derivative works or improvements to the Platform or any portion of it;
● You may not access our Platform in an attempt to build a similar or other competitive product;
● You may not use the Platform in an unlawful manner;
● You may not take any action that imposes, or may impose at our sole discretion, an unreasonable or disproportionately large load on our infrastructure;
● You may not violate or infringe other people's intellectual property, privacy, or other contractual rights while using our Platform;
● You may not interfere with or disrupt the Platform;
● You agree not to use the Platform in any way that is: misleading, unlawful, defamatory, obscene, invasive, threatening, or harassing; and
● You agree that you will not hold Direct Pay responsible for your use of our Platform
If you are discovered to be undertaking any of the aforementioned actions your privileges to use our Platform may at our discretion, be terminated or suspended. Additionally, if we believe that your actions may harm us or a third party we may suspend or terminate your use of the Platform and we may pursue any legal remedy available to us under applicable law. Generally, we will provide an explanation for any suspension or termination of your use of any of our Platform, but Direct Pay reserves the right to suspend or terminate any account at any time at our discretion.
12. User Account Holds
From time to time, Direct Pay may freeze or place a hold (“Hold”) on a User’s account. Some of the reasons that we may place a Hold on User’s account include but are not limited to the following: (1) if we have reason that User’s actions have violated this Agreement, may harm our business, are deceptive, misleading, unlawful, or have harmed a third party or interfere with a third party contractual right; (2) at the request of our payment processors or due to delayed payment; or (3) if required in order to comply with a court order, subpoena, writ, injunction, or as otherwise required under applicable laws and regulations. If User has questions about a Hold we may have placed on User’s account, or need information about how to resolve the Hold, please contact us. Additionally, we may suspend User’s access to the Platform while such Hold is in place.
13. Platform Availability
Although we strive to make the Platform generally available, we do not guarantee that the Platform will always be available, work, or be accessible at any particular time. Specifically, we do not guarantee any uptime or specific availability of the Platform. You agree and acknowledge that the Platform may not always be either 100% reliable or available. Only users who are eligible to use our Platform may do so and we may refuse service or terminate your access at any time. We cannot guarantee that anything found on our Platform will work to the functionality desired by you or give you any desired results.
14. Modification of Platform
We reserve the right to alter, modify, update, or remove the Platform or any portions thereof, at any time at our discretion. We reserve the right to discontinue previously offered features or functionality at our sole discretion and without prior notice. We are not liable to you or to any third party for any modification, suspension, or discontinuance of any feature or component of any portion of the Platform. We reserve the right to determine the timing and content of software updates, which may be automatically downloaded and installed by the Platform without notice to you.
15. Third Party Content
Direct Pay does not endorse or warrant any Third Party Content including but not limited to any materials, results, information, or other data provided by a third party (collectively “Third Party Content”) and does not assume responsibility for any Third Party Content encountered through third party websites or posted by a third party. If you use or access any Third Party Content you do so at your own risk. We recommend that you independently evaluate Third Party Content and you should not solely rely on the Third Party Content displayed on the Platform to make any decisions. If you require more information regarding any Third Party Content, please contact the owner of such Third Party Content. Further, Direct Pay assumes no liability for inaccuracies or misstatements made by such third parties responsible for such Third Party Content.
16. Idea Submission
Direct Pay or any of its employees do not accept or consider unsolicited ideas, including but not limited to ideas relating to processes, technologies, product enhancements, or product names. Please do not submit any unsolicited ideas, content, artwork, suggestions, or other works (“Submissions”) in any form to Direct Pay. The sole purpose of this policy is to avoid potential misunderstandings or disputes when Direct Pay’s products might seem similar to ideas submitted to Direct Pay. Any Submissions, whether solicited or unsolicited, will be treated as follows: (1) Submissions and their contents will automatically become the property of Direct Pay, without any compensation to the submitter; (2) Direct Pay may use or redistribute the Submissions and their contents for any purpose and in any way; (3) there is no obligation for Direct Pay to review the Submission; and (4) there is no obligation to keep any Submissions confidential.
17. Disclaimer
THE PLATFORM IS PROVIDED ON AN "AS IS", "AS AVAILABLE" AND "WITH ALL FAULTS" BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, NEITHER DIRECT PAY, NOR ANY OF OUR EMPLOYEES, DIRECTORS, OFFICERS, ASSIGNS, AFFILIATES, OR AGENTS MAKE ANY REPRESENTATIONS OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO: (1) THE PLATFORM OR ANY ASSOCIATED SERVICES; (2) ANY INFORMATION OR CONTENT PROVIDED VIA THE PLATFORM INCLUDING ANY CONFIDENTIALITY THEREOF; OR (3) SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION TO OR FROM THE PLATFORM. IN ADDITION, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND FREEDOM FROM COMPUTER VIRUS. DIRECT PAY DOES NOT REPRESENT OR WARRANT THAT THE PLATFORM WILL BE ERROR-FREE OR UNINTERRUPTED; THAT DEFECTS WILL BE CORRECTED; OR THAT THE PLATFORM OR THE SERVER THAT MAKES THE PLATFORM AVAILABLE IS FREE FROM ANY HARMFUL COMPONENTS. DIRECT PAY DOES NOT MAKE ANY REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION (INCLUDING ANY INSTRUCTIONS) ON THE PLATFORM IS ACCURATE, COMPLETE, OR USEFUL. DIRECT PAY DOES NOT WARRANT THAT YOUR USE OF THE PLATFORM IS LAWFUL IN ANY PARTICULAR JURISDICTION, AND DIRECT PAY SPECIFICALLY DISCLAIMS ANY SUCH WARRANTIES.
18. Limitation of Liability
IN NO EVENT SHALL DIRECT PAY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, OR AGENTS, BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT DIRECT PAY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION. SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. YOU MAY ALSO HAVE OTHER LEGAL RIGHTS THAT VARY FROM STATE TO STATE. SPECIFICALLY, IN THOSE JURISDICTIONS NOT ALLOWED, WE DO NOT DISCLAIM LIABILITY FOR: (1) DEATH OR PERSONAL INJURY CAUSED BY DIRECT PAY’S NEGLIGENCE OR THAT OF ANY OF ITS OFFICERS, EMPLOYEES OR AGENTS; (2) FRAUDULENT MISREPRESENTATION; OR (3) ANY LIABILITY WHICH IT IS NOT LAWFUL TO EXCLUDE EITHER NOW OR IN THE FUTURE. WHERE A TOTAL DISCLAIMER OF LIABILITY IS DISALLOWED, YOU AGREE THAT OUR TOTAL LIABILITY TO YOU SHALL NOT EXCEED THE AMOUNTS YOU HAVE PAID IN THE PAST SIX (6) MONTHS TO USE OUR PLATFORM OR ONE HUNDRED UNITED STATES’ DOLLARS, WHICHEVER IS GREATER.
19. Indemnity
You agree to defend, indemnify and hold harmless Direct Pay, its officers, directors, employees, affiliates, and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from:
● your use of and access to the Direct Pay Platform;
● your violation of any term of this Agreement;
● your violation of any third party right, including without limitation any copyright, property, or contractual right.
This defense and indemnification obligation will survive this Agreement and your use of the Direct Pay Platform. You also agree that you have a duty to defend us against such claims and we may require you to pay for an attorney(s) of our choice in such cases. You agree that this indemnity extends to requiring you to pay for our reasonable attorneys’ fees, court costs, and disbursements. In the event of a claim such as one described in this paragraph, we may elect to settle with the party/parties making the claim and you shall be liable for the damages as though we had proceeded with a trial.
20. Copyrights
Takedown Notice
We take copyright infringement very seriously. If you believe that any copyrighted material owned by you has been infringed upon by someone using our Platform, please send us a message which contains:
● Your name.
● The name of the party whose copyright has been infringed, if different from your name.
● The name and description of the work that is being infringed.
● The location on our Platform of the infringing copy.
● A statement that you have a good faith belief that use of the copyrighted work described above is not authorized by the copyright owner (or by a third party who is legally entitled to do so on behalf of the copyright owner) and is not otherwise permitted by law.
● A statement that you swear, under penalty of perjury, that the information contained in this notification is accurate and that you are the copyright owner or have an exclusive right in law to bring infringement proceedings with respect to its use.
You must sign this notification and send it to our Copyright Agent: Copyright Agent of Direct Pay, Support@DirectPayHealthcare.org or Direct Pay, 6457 N. Academy Blvd. #2375, Colorado Springs, CO 80918
Counter Notice
In the event that you receive a notification from Direct Pay stating content posted by you has been subject to a DMCA takedown, you may respond by filing a counter-notice pursuant to the DMCA. Your counter-notice must contain the following:
● Your name, address, email and physical or electronic signature.
● The notification reference number (if applicable).
● Identification of the material and its location before it was removed.
● A statement under penalty of perjury that the material was removed by mistake or misidentification.
● Your consent to the jurisdiction of a federal court in the district where you live (if you are in the U.S.), or your consent to the jurisdiction of a federal court in the district where your service provider is located (if you are not in the US).
● Your consent to accept service of process from the party who submitted the takedown notice.
Please be aware that we may not take any action regarding your counter-notice unless your notification strictly complies with the foregoing requirements. Please send this counter-notice to: Direct Pay, Support@DirectPayHealthcare.org or Direct Pay, 6457 N. Academy Blvd. #2375, Colorado Springs, CO 80918
21. Choice of Law
This Agreement shall be governed by the laws in force in the state of Colorado. The offer and acceptance of this contract is deemed to have occurred in Colorado. The United Nations Convention on Contracts for the International Sale of Goods will not apply to this Agreement and is hereby expressly excluded.
22. Disputes
This Agreement and any dispute arising out of or in connection with this Agreement (“Dispute”) shall be subject to arbitration as set forth.
Binding Arbitration
You agree that any dispute relating in any way to your use of the Platform shall be submitted to confidential binding arbitration. If there is a dispute about whether this arbitration provision can be enforced or applies to the Dispute, you and Direct Pay agree that the arbitrator will decide that issue. However, any claim that all or part of this Class Action Waiver is unenforceable, unconscionable, void or voidable may be determined only by a court of competent jurisdiction and not by an arbitrator.
Arbitration under this Agreement is under the Federal Arbitration Act which governs the interpretation and enforcement of this provision. The arbitration will be administered by JAMS Arbitration in accordance with their Streamlined Arbitration Rules (the “Rules”) then in effect, found at https://www.jamsadr.com/. Arbitration shall be conducted by one (1) arbitrator as selected pursuant to the Rules; the arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction. The location of the arbitration shall be Colorado Springs, CO. Each party shall be responsible for their own arbitration fees and costs. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class action proceedings or otherwise. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of, related to or connected with the use of the Platform or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever banned. In the event that the law does not permit the abovementioned dispute to be resolved through arbitration, you agree that any actions shall be brought solely in a court of competent jurisdiction located within El Paso County, CO.
You have the right to opt out of binding arbitration within thirty (30) days of the date You first accepted this Agreement by notifying us via mail at Direct Pay, 6457 N. Academy Blvd. #2375, Colorado Springs, CO 80918. In order to be effective, the opt out notice must include your full name, any account information, and must clearly indicate Your intent to opt out of binding arbitration. If you have decided to opt-out of Binding Arbitration, all Disputes shall be heard in a court of competent jurisdiction located within El Paso County, CO.
23. Class Action and PAGA Waiver
You and Direct Pay agree that any proceedings to resolve or litigate any dispute whether through a court of law or arbitration shall be solely conducted on an individual basis. You agree that you will not seek to have any dispute heard as a class action, representative action, collective action, or private attorney general action.
24. Relationship of Parties
The relationship between Direct Pay and any users using the Platform is an independent contractor relationship. Nothing in this Agreement or the actions of the parties shall create agency, beneficiary, professional advisor, medical professional, or other special relationship.
25. Severability
In the event that a provision of this Agreement is found to be unlawful, conflicting with another provision of the Agreement, or otherwise unenforceable, the Agreement will remain in force as though it had been entered into without that unenforceable provision being included in it.
If two or more provisions of this Agreement or any other agreement you may have with Direct Pay are deemed to conflict with each other’s operation, Direct Pay shall have the sole right to elect which provision remains in force.
26. Non-Waiver
We reserve all rights permitted to us under this Agreement as well as under the provisions of any applicable law. Our non-enforcement of any particular provision or provisions of this Agreement or any applicable law should not be construed as our waiver of the right to enforce that same provision under the same or different circumstances at any time in the future.
27. Assignment and Survival
You may not assign your rights and/or obligations under this Agreement to any other party without our prior written consent. We may assign our rights and/or obligations under this Agreement to any other party at our discretion. All portions of this Agreement that would reasonably be believed to survive termination shall survive and remain in full force upon termination, including but not limited to the Limitation of Liabilities, Disclaimer, User Content, Access, Payment, Indemnification, Class Action, and Arbitration sections.
28. Entire Agreement and Notices
This Agreement along with the Privacy Policy constitute the complete and exclusive understanding and agreement between the parties regarding the subject matter herein and supersede all prior or contemporaneous agreements or understandings written or oral, relating to its subject matter. Where this Agreement expressly and directly conflicts with the Privacy Policy, this Agreement shall control. Any waiver, modification or amendment of any provision of this Agreement will be effective only if in writing and signed by a duly authorized representative of each party. Any notices required under this Agreement shall be delivered to Direct Pay, 6457 N. Academy Blvd. #2375, Colorado Springs, CO 80918, delivery confirmation required. Any notices to User shall be delivered either electronically via email to User account or to the address listed within User’s account.
29. Amendments
We may amend this Agreement from time to time. When we amend this Agreement, we will update this page and indicate the date that it was last modified or we may email you. You may refuse to agree to the amendments, but if you do, you must immediately cease using our Platform and please delete your account through your account page.
30. Electronic Communications
The communications between you and Direct Pay use electronic means, whether you visit the Platform or send Direct Pay e-mails, or whether Direct Pay posts notices on the Platform or communications with you via mobile notifications or e-mail. For contractual purposes, you (1) consent to receive communications from Direct Pay in an electronic form; and (2) agree that all terms, conditions, agreements, notices, disclosures, and other communications that Direct Pay provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights.
31. Platform Issues
If you have any questions, issues, or have trouble accessing or using the Platform, please contact us through the Platform by email at Support@DirectPayHealthcare.org.
32. Termination
We may terminate this Agreement, if: (1) you have violated any applicable laws while using our Platform; (2) if you have violated any portion of this Agreement or any of our Platform policies; or (3) if we believe that any of your current or future actions may legally harm Direct Pay, our business interests or a third party, at our discretion. In the event of termination, we will strive to provide you with a timely explanation; however, we are not required to do so. Please be aware that upon termination of your account, access to all or portions of our Platform may become immediately disabled and any User Content stored on the Platform may become inaccessible or deleted and we shall have no liability to you in regards to any retention of your User Content.
33. Payments for Subscriptions
Any User purchasing a Subscription shall be referred to as a “Subscriber”. Subscriber agrees to pay for all costs, fees, and taxes listed when purchasing any Subscription to the Platform or for any additional purchases. Where you have properly paid for a Subscription, we shall grant you access to any additional features offered in accordance with this Agreement. Subscriber authorizes Direct Pay or its third party payment processors to charge their method of payment on file at the time of purchase. Where applicable, you must agree to our third party payment processors terms and conditions for processing payments. All prices are listed in US Dollars. All information that you provide in connection with a purchase or transaction must be accurate, complete, and current. Where you have failed to pay or where payments are overdue, Direct Pay may suspend or terminate your access to the paid portions of the Platform, without liability to us.
34. Free Trials and Discounts
Direct Pay may offer free trials or discounts at its discretion. Where you, a Subscriber, elect to participate in a free trial, Direct Pay may collect credit card information at the beginning of the free trial and may charge your credit card once your free trial ends. You shall not be charged any fees where you elect to discontinue your use of the Platform prior the expiration of the free trial. We may discontinue discounts or free trials at any time and we have no obligation to offer any discounts or free trials.
35. Refunds
We want you to be satisfied with your Subscription services; however we cannot offer any refunds after you have purchased a Subscription. If you are having any issues with your Subscription or believe that you may be entitled to a refund please contact us via the Platform.
36. Taxes
Where Direct Pay does not charge you taxes for any Subscriptions, you agree to pay any and all applicable taxes. Additionally, where requested by us, you agree to provide us tax documentation to support any claims of on-time tax payment.
37. Subscription Plans and Renewals
In order to access certain functionality within the Platform, you may be required to purchase a Subscription. Where you purchase a Subscription, your payment information shall be logged for your convenience. IF YOUR ACCOUNT HAS BEEN SET UP FOR AUTOMATIC PAYMENTS, DIRECT PAY MAY CHARGE YOU AUTOMATICALLY AND ON A RECURRING BASIS, UNLESS YOU NOTIFY US THAT YOU WANT TO CANCEL YOUR AUTOMATIC PAYMENT VIA YOUR ACCOUNT DASHBOARD. ADDITIONALLY, YOU AUTHORIZE US TO BILL YOU ON A RECURRING BASIS AND AGREE THAT YOUR SELECTED SUBSCRIPTION SHALL AUTOMATICALLY RENEW FOR ADDITIONAL PERIODS (OF THE SAME LENGTH AS YOUR INITIAL SUBSCRIPTION) UNTIL WE ARE NOTIFIED OTHERWISE. YOU AGREE THAT NO ADDITIONAL CONSENT IS REQUIRED BY YOU TO CHARGE YOUR PREFERRED PAYMENT METHOD AUTOMATICALLY AND ON AN AUTOMATICALLY RENEWABLE BASIS FOR THE SUBSCRIPTION SELECTED. Please be aware that you are able to cancel your Subscription prior to purchase or at any time by cancelling via your Platform account dashboard or by contacting us via the Platform.
38. Pricing and Price Increases
The pricing for all paid Subscriptions is listed on the Direct Pay Platform or within your account. Direct Pay may increase the price of any paid Subscriptions, at our discretion and we reserve the right to do so at any time. In the event of a price increase, Direct Pay shall notify you and you will have the chance to accept or reject any price increase before the paid Subscription renewal. Generally, we notify you of any price increases via your e-mail address or your Platform account. Upon receipt of such notice, please notify us if you intend to reject a price increase. Where you have rejected a price increase, upon the expiration of your paid Subscription, portions of the Platform may become immediately unavailable. You agree that Direct Pay has no obligation to offer any services for the price originally offered to you at sign up.
39. Termination of Your Subscription
You may cancel your Direct Pay Subscription at any time. In order to avoid being charged for an additional Subscription period you must cancel your Subscription prior to your Subscription renewal date. You may cancel any time via your Direct Pay dashboard or by contacting us via the Platform. Please be aware that upon cancellation of your Subscription you will continue to have access until the conclusion of your current Subscription period. After the conclusion of your current Subscription period, access to portions of our Platform may become immediately disabled and some User Content may become immediately inaccessible, deleted, or removed. Where you have cancelled your Subscription, we have no responsibility to you for any losses incurred by you for your inability to access portions of Platform or any User Content stored in such portions of the Platform.